AI-Powered Collector &
Debt Negotiator

Total CollectR is a white-label solution that empowers customers to resolve delinquent accounts using the communication channels they prefer. Leveraging next-generation artificial intelligence, our platform can help improve the customer experience, increase cash collections, and reduce costs.



It is often more of a challenge connecting with customers than it is collecting from them. Total CollectR eliminates this problem by communicating with your customers on the channels they prefer. The entire customer journey is tailored to your customer, increasing the odds of an account recovery.

From Start to Finish

Handle The Entire Lifecycle

Total CollectR was built from the ground up to handle the complete collections account lifecycle for many different business verticals. Our platform can work with many types of accounts without limitations.


Total CollectR Features

We offer more features than any collection solution on the market. We listen to our customers and routinely add new features based on this feedback. We want you to have the latest tools at your fingertips.


Reduce Fraud

Reduce chargebacks with advanced fraud prevention safeguards.



Engage your customers on the communication channels that they prefer.


Payment Methods

Provide customers who are underbanked with multiple payment methods.


Next-Generation AI

Make data-driven decisions by leveraging artificial intelligence.



Eliminate language barriers by connecting with your customers in their language.


Responsive Design

Customers can access our system on the devices they prefer.


Secure Payment Processing

Connected to your existing payment processor for secure payment handling.


Be more Compliant

Increase compliance with the FDCPA, TCPA, UDAAP, and other regulations.


No Overtime

Ready to serve your customers on their terms. Available at any hour of any day.


White Label Solution

Customize the customer experience down to the smallest detail.


Reduce Collection Costs

The most cost-effective collection attempt your organization can make.


Chatbot support

Chatbot support to look into your queries and guide you through our system.

Industry Related Content

Latest Blog Posts

From original content to guest posts, our blog is an excellent resource.

May 11, 2022

What the heck is a Virtual ...

What the heck is a Virtual Collector & Debt Negotiator? We did some research on modern debt recovery techniques us...

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Debt Management
Sep 6, 2022

Three Debt Management Best ...

Controlling the financial budget is perhaps the greatest responsibility for a business. The post-pandemic era demands smal...

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Three Communication Best Practices That Increase Debt Recovery Success
Mar 24, 2022

Three Communication Best Pr...

The first contact with a consumer determines the chances of successful debt recovery. As a debt collector, you know that e...

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Apr 21, 2022

The fight for one wallet… H...

While debt recovery has never been an easy task, there was a time it used to be more straightforward. When a customer defa...

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Aug 2, 2022

Is Debt Affecting Marriages...

Everyone has their idea of a perfect wedding. Everyone wants a lavish ceremony that’s memorable to last an entire lifetime...

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Mar 15, 2022

Inflation: Rising Costs Equ...

A growing number of businesses have begun to raise their prices. At the same time, more and more people are eager to spend...

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Jul 5, 2022

How TotalCollectR Helps Fig...

Collecting more debt could be the ultimate solution to tackling recession and rejuvenating the economy. The current inflat...

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Mar 10, 2022

How AI Helps In Improving E...

The pandemic-struck global financial market has received many crippling blows, especially with surging credit and debt rec...

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Jun 20, 2022

How a Virtual Collector can...

By now, you should have a fair idea of the ‘Fight for One Wallet’ and the small strategic changes you need to win it. We h...

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Dec 27, 2021

How a Virtual Agent Can Sol...

There was a time when hiring for a new training class was simple. Place an ad in the newspaper, wait for the applications ...

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Jun 21, 2022

Five Unusual Practices in t...

Debt is a concept that goes back thousands of years. The money lending system originated in ancient Greece and Rome around...

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Jul 22, 2022

Are Your Collection Calls G...

Caller ID apps have indeed put a leash on robocalls, effectively reducing scams and calls from unauthorized sources. On av...

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Aug 23, 2022

Are You Ready for the New C...

If you’re a debt collector or run a debt collection agency, you must be bracing yourself for the impact of the new CFPB gu...

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Jan 25, 2022

10 Ways Total CollectR Help...

It is no secret that collecting consumer debts is becoming extremely challenging. While it has never been easy, there are ...

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Let’s Talk

Total CollectR is an add-on system that integrates with your existing loan management solution to intelligently automate one of the most challenging and costly aspects of any financial services business.

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